Before you get hung up on your salary and the possibility of making more, consider your disposable income. It’s always amazed me that people can get so hung up on salary. Yes, your salary is important. You need a decent salary if you expect to provide yourself with the necessities of life and with some …
Pay Less Attention to Salary, and More to Disposable Income Read More »
The beginning investor might feel overwhelmed at first. Here are three keys to help you stay on track. One of the best ways to build wealth for the future is to start investing. Investing is one of the ways that you can put your money to work for you, improving your situation over the long …
Planning your household finances is a big part of making headway toward your overall goals. As you put together your plan, here are a few things to keep in mind. Planning your household finances should be a major part of how you move forward. Whether you want to cover an emergency tomorrow or retire early …
8 Essentials All Household Finances Should Have Read More »
Could you get back on track with your finances using the 50/30/20 budget? Anyone who knows me understands that I’m not particularly fond of the word “budget.” While there might not be much of a difference between what I call my “spending plan” and a budget of sorts, it makes me feel better about how …
It’s not often that we think of investing for short-term goals like a travel fund. Too often, that money sits in a cash account, earning meager interest. Back in 2015, I was able to make a fresh start with my life. As part of my overhaul, I also changed things up with my finances and …
I love my Health Savings Account. I get the ultimate in tax-advantaged investing. There are three main, unavoidable forces eroding your wealth over time: Taxes Inflation Fees You can’t stop these forces from reducing your real investment returns over time, but you can minimize them. There are ways to reduce your exposure to inflation risk. …
Want Another Tax-Advantaged Investment? Try a Health Savings Account Read More »
