It’s not often that we think of investing for short-term goals like a travel fund. Too often, that money sits in a cash account, earning meager interest. Back in 2015, I was able to make a fresh start with my life. As part of my overhaul, I also changed things up with my finances and …
I love my Health Savings Account. I get the ultimate in tax-advantaged investing. There are three main, unavoidable forces eroding your wealth over time: Taxes Inflation Fees You can’t stop these forces from reducing your real investment returns over time, but you can minimize them. There are ways to reduce your exposure to inflation risk. …
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Entertaining the entire family can be a costly task. Here are ten ways to save on family fun this summer. As summer approaches, many parents become worried about how to keep their kids entertained. The good news is that there are plenty of frugal activities you can do. Even if you’re a couple or single, …
Be clear about what you do as a freelance writer, and be careful about going beyond that description. Over the course of the last two or three weeks, I’ve had several people approach me about performing social media tasks. While I try to submit most of the posts I write to social media sites, I …
No matter how much money you are offered, not every freelance gig is worth doing. It’s not always easy to decide which freelance jobs to take on and which to pass on. Sometimes, money is a deciding factor. Sometimes, it’s possible to avoid any inconvenience if you are offered enough money. On the other hand, …
You’ll make better investing decisions if you understand your risk tolerance. “Know thyself” is one of the great admonitions of all time. Before you start investing, it’s a good idea to take a look at yourself and understand the level of risk you can handle. Once you understand your risk tolerance, you’ll make better investing …
